What's in it for you?

  • You will receive R600* in vouchers when you pick up your store card.
  • Affordable monthly instalments with flexible payment options: Revolving and 24 or 36 month budget plans (for purchases over R600 or more).
  • Shop immediately and take your new threads home.
  • Exclusive offers and promotions.
  • Free SMS notification on all purchases for your security.


  • Simply complete an online application and if your application is approved, we'll send you an SMS to collect your card at the nearest factorie store.
  • You must be 18 years or older.
  • Must have a valid SA ID.
  • Must be employed and earn R1000 or more per month.
  • Must bring your latest 3 months’ payslips or bank statements.


Click here for Frequently Asked Questions

*Terms & conditions and minimum spend applies. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38 / FSP 44481